Interest-Free Payment Plan – Terms and Conditions
By participating in Paw Palace Puppies LLC Interest-Free Payment Plan, you agree to the following terms:
Deposit Requirement
A non-refundable deposit of 50% of the total purchase price is required to reserve a puppy. This deposit will be applied toward the final purchase amount.
Remaining Balance
The remaining balance is divided into equal monthly payments, not to exceed a total term of six (6) months from the date of deposit.
Payment Method
All installment payments must be made via automatic credit card deduction using the card provided during the application process.
No Credit Check
This payment plan does not require a credit check. Pre-approval is based on employment verification, income documentation, and proof of Arizona residency.
Age & Residency Requirement
Applicants must be 18 years of age or older (per A.R.S. § 1-215(22)) and reside in the state of Arizona to qualify.
Grace Period & Late Fees
Payments are automatically withdrawn on the payment due date. If the payment transaction is declined/returned, on the 3-day after the due date, the customer will be accessed a $25 late fee. If the customers account is not brought current within 10 days of due date, the customer will be assesed a $5 daily late fee until the account has been brought current.
Default
Accounts past due by more than 30 days will be considered in default. In such cases, Paw Palace Puppies LLC reserves the right to pursue legal collections, and the Buyer will be responsible for any associated legal and administrative costs.
Ownership Transfer
Ownership of the puppy, including any registration or documentation, will not be transferred until the purchase is paid in full.
Refund Policy
The customer has 48 hours to have their puppy examined by a licensed veterinarian for their initial puppy health check. If the licensed veterinarian diagnoses the puppy with a medical issue that was not caused by neglect or abuse, Paw Palace Puppies LLC will require that the puppy be returned to be examined by our licensed veterinarian. Once the issue has been confirmed, a refund may be issued. If there is a conflict in diagnosis then a third party licensed veterinarian will be required to examin the puppy to confirm diagnosis.
Early Payoff Option
Buyers may pay off the remaining balance at any time without penalty.
Note: This interest-free payment plan cannot be combined with any other financing options or promotional offers provided by Paw Palace Puppies LLC.